CU is now offering checking (share draft) accounts.
- No monthly fees
- No direct deposit required
- No minimum balance required (after $100 to open)
- No per check charges
- FREE access to ServiceCU Online
- Overdraft protection available (transfer from shares or line of credit)
- Debit card available
Reorder Your Checks
Get quick and easy access to the money in your checking account! Make purchases with the swipe of your card. It is just that easy. Save money in check printing charges when you use your card instead of writing a check. The Debit MasterCard can act as an ATM card as well allowing you to withdraw cash from your checking account or savings or to make transfers between your share draft (checking) account and savings. So convenient - Apply today!
Debit or Credit?
Many times when using your Debit MasterCard to purchase items from a merchant, you may be asked "debit" or "credit"? Which one should you choose?
Even though you are using your Debit MasterCard as a debit card, you should always choose credit. Your purchase will still be deducted from your checking account; however, you will be required to sign for the transaction. This could potentially protect you from fraud.
Reconcile your Statement
The reconciliation form on the back of your statement has been replaced with required disclosures. Download the form to reconcile your statement here as a PDF or Excel file.
MasterCard SecureCode is a new service from MasterCard and your card issuer that provides added peace of mind when you shop online by providing added protection against unauthorized use of your enrolled card online.
Once you've registered and created a SecureCode, each time you make an online purchase, a window will pop up asking for your SecureCode, just like using a PIN at the ATM. When you correctly enter your SecureCode, your card issuer confirms that you are the authorized cardholder and your purchase is completed. No code, no confirmation, no purchase.
While MasterCard continues to add MasterCard SecureCode merchants, there are some merchants who do not yet participate in MasterCard SecureCode. When buying from these merchants, you can simply use your card as you have been doing.