* 5.00 % APR variable Annual Percentage Rate ("APR") in effect as of 6/22/18 for home equity lines of credit with 70% maximum combined loan to value (LTV) on homestead property (prime plus a margin of 0%). The index is the highest bank prime rate published in the FEDERAL RESERVE statistical release H.15 SELECTED INTEREST RATES as of the twenty-second day of the months of March, June, September and December. The APR is subject to change quarterly and may increase or decrease but will not exceed 18.00%. Minimum line to open the account is $5,000.00. Maximum line is $60,000.00. Subject to credit approval and property evaluation. Consult your tax advisor regarding deductibility of interest. Property, flood and/or title insurance, if applicable, are required. There is an annual fee of $25.00. Estimated fees paid to third parties generally total between $281 - $346. Membership required.
+$5000 loan maximum for credit scores in the range of 680 -730+; $3,500 maximum for 600-679; $1,500 maximum for 0-599. Loan amount may be reduced if member is using unsecured funds on another loan.
Home Equity Loans
Our maximum home equity loan amount is $200,000.00. The maximum term is 15 years. We offer a Home Equity line of Credit (HELOC) also. Call 920-433-1784 for more information.
If you are interested in a home equity loan and would like to determine if you have enough equity in your home to qualify, check out the home equity loan program (this is a worksheet in Adobe Acrobat PDF format. If you do not have Acrobat reader, you can download a copy free).