Finance your vehicle, home improvements, or consolidate credit card debt with auto, home equity, or signature loans.

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Who Can Be A Member

We exclusively serve any employee or retiree of the WEC Energy Group, its subsidiaries and affiliates, residing in the State of Wisconsin or Michigan. Immediate family members are also eligible.

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Finance your vehicle for up to 84 months!

SCU is offers loan terms up to 84 months for collateral worth more than $30,000. Finance your boat, camper or new vehicle with a rate as low as 6.24% APR*.

Call today for more information!

*Membership eligibility required. Rates subject to change without notice. Actual rate determined by credit score. Vehicle loan terms determined by the value of the collateral. We will “Rate Match” up to a maximum of .75% below the current eligible rate with member providing proof of rate eligible elsewhere. Payment equals $86.06 per thousand dollars borrowed.

Please sign up for eStatements!

Please sign up for eStatements!

We are still encouraging members to enroll in online banking and eStatements. We do not want to implement a charge for paper statements.

Please take the time to sign up for the eStatements.  It means less paper for you and quicker delivery of your statement.

Don't let your debt weigh you down!

Don’t let your debt weigh you down!

We’re here to help you with a rate as low as 8.99% APR* on a signature (unsecured) loan. Borrow up to $5000.00!* Take up to 36 months to repay!

Call 920-433-1784 today to apply and have your funds today or next day.

*APR = Annual Percentage Rate. Actual rate determined by credit score. Maximum loan amount $5,000. Amount may be reduced if using unsecured funds on another SCU loan. Loan payments equal $31.80 per $1000 borrowed for 36 month term. Rates subject to change without notice. Membership eligibility required

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Rates are on the rise! Don’t wait any longer to purchase/refinance a vehicle.

Finance any NEW or USED auto (’23 and older) with rates as low as 5.24% APR*. Bring your car, truck, motorcycle, boat, ATV, camper, or snowmobile loan to SCU from another financial institution and save on finance charges.

* Membership eligibility required. APR = Annual Percentage Rate. Rates subject to change without notice. Actual rate determined by credit score. Vehicle loan terms determined by the value of the collateral. We will “Rate Match” up to a maximum of .75% below the current eligible rate with member providing proof of rate eligible elsewhere.

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SCU now offers rate matching

We are committed to our members and we want to make sure you get the best financing on your vehicle purchase.  If you are offered a lower rate at a dealer or other financial institution, provide us proof of that rate and we may be able to match it.  Our payroll deduction program will save you even more! 

Don’t want to hassle with dealer financing?  Call us for preapproval on a loan before you shop!

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SCU Home Mortgages

In addition to our home equity loans and home equity lines of credit, we offer mortgage loans through AmeriCU mortgage.  If you are purchasing a home or want to refinance your current mortgage for a term longer than fifteen years, contact us today at (920) 433-1784 for more information. 

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CardValet for MasterCard debit cards

Attention all SCU debit card holders!  If you haven’t downloaded the CardValet app yet you should.  CardValet is our mobile phone application that lets you control how, when, and where your debit card can be used. You can turn your card off when not in use, set alerts to advise you when your card is used, and even set controls that limit where and for what amounts the card can be used. It’s very easy to download the app and start using it.  Download the app from the Apple app store or Google Play store.  Register your card and set your preferences.

Service Credit Union Membership

Service Credit Union Membership

Did you know that you belong to an exclusive group of people?  Membership in Service Credit Union is only open to employees or retirees of the WEC Energy Group, Inc., its subsidiaries and affiliates, residing in the State of Wisconsin or Michigan. Members of the employees’ immediate family are also eligible for membership. That means you tell your siblings and children about the great rates you get on auto loans and unsecured loans at SCU. 

As a member/owner of the credit union you can help us to grow and prosper by inviting your family members to join and use the credit union for their borrowing and savings needs.

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SCU checking account!

Tired of your bank’s monthly service fees for your checking account?  Open a share draft (checking) at SCU.

  • No monthly fees
  • No direct deposit required
  • No minimum balance required (after $100.00 to open)
  • No per check charges
  • FREE access to ServiceCU Online
  • Overdraft protection available (transfer from shares or line of credit)
  • Debit card available

You have your savings here – why not have your checking here? Call Kim or Nicole today at (920) 433-1784 for more information on our share draft account. 


Estate planning

We’ve had the unfortunate task of helping families with finances after a loved one passes away.  One thing I have learned is the importance of Estate Planning. Now, we are not attorneys and are not giving legal advice—just passing along information that will make it helpful for your family to settle an estate.

—First, make sure all your bank accounts have beneficiaries listed.  We are sending forms out his month for members with single accounts and no POD listed to add a beneficiary.  This person only needs to come to our office with a death certificate and ID to claim the funds.

—Second, be sure to have all your financial information in one place.  Create a binder with a list of bank accounts, credit cards, utility accounts, life insurance policies, etc…Leave clear instructions how bills are paid (automatic withdrawal, bill pay, charged to credit card) and when they are due.

—Third, be sure that SOMEONE knows your phone passcode, Apple ID, financial account and email logins and passwords (or where to find them). 

—Fourth, have a file for all vehicle titles and other important documents in one place.

—Consult an attorney to prepare a Last Will and Testament, Power of Attorney for Health Care, and Durable Power of Attorney.  Ask about a Transfer on Death Deed for your home/properties or a Trust.

—Discuss your wishes with those closest to you.  Explain why you made decisions so there are no hurt feeling among family members.

—Pre-plan your funeral or communicate your wishes for burial/cremation and the service.

If the above list is completed you may be able to help your survivors avoid probate and settle your estate easily without great cost.

Your funds are safe at SCU

The last few days have caused uncertainty in the financial markets. We are aware that many members are concerned about their deposits. We want to assure you that your funds are federally insured to at least $250,000 by the National Credit Union Administration (NCUA).

We are a strong financial cooperative. We are highly regulated by both the Office of Credit Unions in WI, and the NCUA. All decisions are made with our members’ best interest in mind.

You can visit https://mycreditunion.gov/share-insurance for more information on Share insurance. You are always welcome to call us with any questions as well

Protect Yourself from Identity Theft

Service Credit Union will not request personal information from its members via email or phone. So, if you receive an email message or a phone call from an individual claiming to represent Service Credit Union where you are being asked to provide personal information such as your social security number, account number, password, PIN number, or etc., do not provide the information . These are fraudulent attempts to gather information for illegal purposes. Never disclose any of your personal information over the phone or online, unless you have verified the authenticity of the individual or website. If you have questions or concerns regarding identity theft, please feel free to give us a call at (920) 433-1784.

Website Accessibility Statement

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Service Credit Union is committed to providing a website that is accessible to the widest possible audience, regardless of technology or ability. We are actively working to increase the accessibility and usability of our website and in doing so adhere to many of the available standards and guidelines.

This website strives to conform to level Double-A of the World Wide Web Consortium (W3C) Web Content Accessibility Guidelines 2.0. These guidelines explain how to make website content more accessible for people with disabilities. Conformance with these guidelines will help make the website more user friendly for all people.

While Service Credit Union strives to adhere to the accepted guidelines and standards for accessibility and usability, it is not always possible to do so in all areas of the website.

We are continually seeking out solutions that will bring all areas of the site up to the same level of overall web accessibility. In the meantime, should you experience any difficulty in accessing Service Credit Union’s website, please don’t hesitate to contact us.