Member Services

Share Draft Accounts

We offer checking accounts with no monthly fees and no per check charges. Overdraft protection is available as a transfer from savings or a line of credit. No dividends will be earned on this account. Debit cards are available. Minimum balance of $100 to open with no balance requirement after that.

Share Accounts

Members can set up share accounts for their savings. The Board of Directors shall declare a dividend on these accounts on a monthly basis.

Holiday Accounts

Save for the holidays by putting a little aside each month into our Holiday account. There is a maximum deposit of $10,000.00 and a fee for early withdrawals.

Share Certificates

Earn more on your deposit with a term share certificate. We offer 182 day and 365 day with a $1,000 minimum deposit. Our 6 month, 12 month, and 24 month certificates require a minimum deposit of $5,000. There is a penalty for early withdrawal of 90 days dividends.

ServiceCU Online allows you to view your savings and loan balances, access 23 months account history, transfer funds from one SCU account to another or request a check from your account.  You can label your accounts and set up alerts for low balance, deposits, and more.

Remote Deposit Capture (RDC)

You can now deposit checks through our new mobile app. Once enrolled, you can take a picture of the front and back of a check to deposit without stopping in. Just be sure to endorse with FOR REMOTE DEPOSIT ONLY and sign your name.

Download the app from the Apple app store or Google Play store.

Secured Loans

If you are looking to finance a vehicle, boat or other personal item, look to Service Credit Union for a loan. We offer loans at rates competitive with those of other lending institutions. Plus, we offer the benefit of payroll deduction!

Personal Loans

Service Credit Union will make loans up to $5000.00 with no collateral. This type of loan offers an attractive alternative to using a credit card to make a purchase since the interest rate is lower than that of a credit card.

Home Equity Loans

If you have built some equity in your home, a home equity loan may be a way for you to obtain a loan with tax deductible interest!

SCU is excited to announce our partnership with ISL Education Lending to provide you with college financing options.  Use the QR code or click the link to explore the options.

Student Loans

We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*

ISL Education Lending offers:

• Loans for college students.

• A loan option for parents and family members who wish to borrow on behalf of a college student.

• Multiple student loan refinance options.

In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.

Learn more about ISL Education Lending’s offerings on their website.

Please note:

• All loans offered by ISL Education Lending are subject to credit approval.

• Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.

*Service Credit Union is compensated by ISL Education Lending for the referral of student loan customers.

Statements for members with electronic transactions will be mailed monthly. Other member statements are mailed quarterly. You will receive them in April, July, October, and January.

eStatements

Reduce paperwork – sign up for eStatements through ServiceCU Online.  Receive an email notice when your statement is available for viewing.

The annual meeting is your opportunity as a shareholder of the credit union to voice your opinions on the policies, operation, and financial position of the credit union. The election of members to the Board of Directors takes place at the annual meeting to allow members the opportunity to select fellow members to represent their interests.

To help you stay informed print a copy of our NEWSLETTER each quarter, with information on our loan and savings rates, new services, and much more. For up to the minute rate information, visit our RATES page .

Website Accessibility Statement

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Service Credit Union is committed to providing a website that is accessible to the widest possible audience, regardless of technology or ability. We are actively working to increase the accessibility and usability of our website and in doing so adhere to many of the available standards and guidelines.

This website strives to conform to level Double-A of the World Wide Web Consortium (W3C) Web Content Accessibility Guidelines 2.0. These guidelines explain how to make website content more accessible for people with disabilities. Conformance with these guidelines will help make the website more user friendly for all people.

While Service Credit Union strives to adhere to the accepted guidelines and standards for accessibility and usability, it is not always possible to do so in all areas of the website.

We are continually seeking out solutions that will bring all areas of the site up to the same level of overall web accessibility. In the meantime, should you experience any difficulty in accessing Service Credit Union’s website, please don’t hesitate to contact us.