Category: whats-new

SCU is excited to announce our partnership with ISL Education Lending to provide you with college financing options.  Click here to explore the options.

Student Loans

We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*

ISL Education Lending offers:

• Loans for college students.

• A loan option for parents and family members who wish to borrow on behalf of a college student.

• Multiple student loan refinance options.

In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.

Learn more about ISL Education Lending’s offerings on their website.

Please note:

• All loans offered by ISL Education Lending are subject to credit approval.

• Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.

*Service Credit Union is compensated by ISL Education Lending for the referral of student loan customers.

We’ve had the unfortunate task of helping families with finances after a loved one passes away.  One thing I have learned is the importance of Estate Planning. Now, we are not attorneys and are not giving legal advice—just passing along information that will make it helpful for your family to settle an estate.

—First, make sure all your bank accounts have beneficiaries listed.  We are sending forms out his month for members with single accounts and no POD listed to add a beneficiary.  This person only needs to come to our office with a death certificate and ID to claim the funds.

—Second, be sure to have all your financial information in one place.  Create a binder with a list of bank accounts, credit cards, utility accounts, life insurance policies, etc…Leave clear instructions how bills are paid (automatic withdrawal, bill pay, charged to credit card) and when they are due.

—Third, be sure that SOMEONE knows your phone passcode, Apple ID, financial account and email logins and passwords (or where to find them). 

—Fourth, have a file for all vehicle titles and other important documents in one place.

—Consult an attorney to prepare a Last Will and Testament, Power of Attorney for Health Care, and Durable Power of Attorney.  Ask about a Transfer on Death Deed for your home/properties or a Trust.

—Discuss your wishes with those closest to you.  Explain why you made decisions so there are no hurt feeling among family members.

—Pre-plan your funeral or communicate your wishes for burial/cremation and the service.

If the above list is completed you may be able to help your survivors avoid probate and settle your estate easily without great cost.

Tired of your bank’s monthly service fees for your checking account?  Open a share draft (checking) at SCU.

• No monthly fees
• No direct deposit required
• No minimum balance required (after $100.00 to open)
• No per check charges
• FREE access to ServiceCU Online
• Overdraft protection available (transfer from shares or line of credit)
• Debit card available

You have your savings here – why not have your checking here? Call Kim or Nicole today at (920) 433-1784 for more information on our share draft account. 

Did you know that you belong to an exclusive group of people?  Membership in Service Credit Union is only open to employees or retirees of the WEC Energy Group, Inc., its subsidiaries and affiliates, residing in the State of Wisconsin or Michigan. Members of the employees’ immediate family are also eligible for membership. That means you tell your siblings and children about the great rates you get on auto loans and unsecured loans at SCU. 

As a member/owner of the credit union you can help us to grow and prosper by inviting your family members to join and use the credit union for their borrowing and savings needs.

Enjoy the convenience of Remote Deposit Capture with our Mobile App. No need to stop in or mail a deposit. Endorse the check with FOR REMOTE DEPOSIT ONLY above your signature and snap the front and back on our app. Once the funds are deposited to your account, you should hold the check for at least two weeks to be sure it clears. Then you can destroy it.

In addition to our home equity loans and home equity lines of credit, we offer mortgage loans through AmeriCU mortgage.  If you are purchasing a home or want to refinance your current mortgage for a term longer than fifteen years, contact us today at (920) 433-1784 for more information. 

We are committed to our members and we want to make sure you get the best financing on your vehicle purchase.  If you are offered a lower rate at a dealer or other financial institution, provide us proof of that rate and we may be able to match it.  Our payroll deduction program will save you even more! 

Don’t want to hassle with dealer financing?  Call us for preapproval on a loan before you shop!

Finance any NEW or USED auto (’23 and older) with rates as low as 6.49% APR*. Bring your car, truck, motorcycle, boat, ATV, camper, or snowmobile loan to SCU from another financial institution and save on finance charges. Most loans can be processed the same day or next. Longer terms available as well. Give us a call with the information so you only need to stop in once!

* Membership eligibility required. APR = Annual Percentage Rate. Rates subject to change without notice. Actual rate determined by credit score. Vehicle loan terms determined by the value of the collateral. We will “Rate Match” up to a maximum of .75% below the current eligible rate with member providing proof of rate eligible elsewhere.

We’re here to help you with a rate as low as 10.99% APR* on a signature (unsecured) loan. Borrow up to $5000.00!* Take up to 36 months to repay!

Don’t charge a vacation or other expenses on a high rate credit card. Finance with us and make a plan to pay it back.

Call 920-433-1784 today to apply and have your funds today or next day.

*APR = Annual Percentage Rate. Actual rate determined by credit score. Maximum loan amount $5,000. Amount may be reduced if using unsecured funds on another SCU loan. Loan payments equal $32.75 per $1000 borrowed for 36 month term. Rates subject to change without notice. Membership eligibility required

We are still encouraging members to enroll in online banking and eStatements. We do not want to implement a charge for paper statements.

Please take the time to sign up for the eStatements.  It means less paper for you and quicker delivery of your statement.